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Insuarnce Life Commission confusion?
customers are asked former homeowners insurance nationwide to see if I can sell life insurance. I can use the agency office and phones, but I am my own secretary. I get100% first year commissions. What other questions do you ask? What I ask more questions next? I'm confused about and not want to sound stupid and taking advantage of me in intereview. Is there another percentage who should I ask? I have another agency having an old big box leads orphan, what percentage should I offer when I make a sale? Which of these would be a better deal. Please take your time and read each question and answer for me. I am very nervous about this decision. What commissions usually sophomores. It also means that you will receive 100% bonus commission. O to 100% of the rate that the agency will offer me? Wow, this is confusing.
Life commission percentages vary products sold (ie, term, universal life, annuities or LTC. You should not be limited to a single product. I do not think there's any doubt that the 100% commission offered nationally is only the first year. There would be no commission on renewals. Check with Nationwide. As for the other offer you have to believe the operative words are "old" and "orphan." Sounds like a great "roulette wheel" project. Hard to say, but I doubt that the agent is offering 100% of the premiums they receive commission. Although you may have a general commission schedule that gives them a "replacement" in your business that would be satisfied. I can not say for sure you need to talk with the directors of the agency. As for the renewal fees referred to some products can offer, but it always means you will receive lower first year commission. You have to be very clear on the timing of the proposed commission prior to making a decision. Good luck and best wishes.
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